Better rate options
Compare eligible terms that can lower your monthly interest burden.

Secure value, personal support
Get quick closure assistance, secure doorstep appraisal where available, and maximum eligible valuation—with clear guidance at every step.
Quick enquiry
Tell us where to reach you. There is no consultation fee.
Instant estimate
Adjust the details to see an indicative eligible value and monthly instalment.
Your estimate
Estimated maximum value
₹2,55,000
Estimated monthly EMI
₹22,642
Indicative estimate only. Final value depends on purity, net weight, appraisal, partner policy, and prevailing rates.
Get a precise assessmentBalance Transfer / Closure
We coordinate with eligible partners to help close or transfer an existing account safely and clearly.
Request closure assistanceCompare eligible terms that can lower your monthly interest burden.
Unlock additional eligible value when appraisal and partner criteria allow.
Get coordinated assistance for release and transfer of pledged gold.
A dedicated specialist keeps documents and next steps organised.
Transparent reference
Indicative rates for easy comparison before your formal appraisal.
Reference rate table
Last updated: 19 September 2026, 11:55 AM IST
| Karat | Purity | Indicative market rate / gram | Estimated eligible value / gram |
|---|---|---|---|
| 24K | 99.9% | ₹7,420 | ₹5,565 |
| 22K | 91.6% | ₹6,800 | ₹5,100 |
| 18K | 75.0% | ₹5,565 | ₹4,174 |
Swipe the table sideways to compare rates. Values are illustrative only and are not a lending offer.
Flexible repayment
Choose a structure that fits your cash flow and closure goals.
Steady monthly plan
Pay principal and interest through predictable monthly instalments.
Flexible cash flow
Pay interest during the tenure and settle principal at maturity.
Use as required
Draw funds as needed and pay interest only on the amount used.
Value-focused
Explore competitive monthly rates based on profile and pledged value.
Clear comparison
Compare common repayment structures at a glance.
| Scheme | Indicative monthly rate | Best for |
|---|---|---|
| Low-interest | From 0.79% | Cost-conscious customers |
| Regular EMI | From 0.99% | Predictable monthly payments |
| Bullet repayment | From 1.10% | Flexible principal settlement |
| Overdraft | From 1.25% | Variable funding needs |
Simple requirements
Indian residents typically aged 18–70 years.
Usually from 10 grams of eligible gold jewellery.
PAN, identity proof, address proof, photographs, and bank details.
Guided end to end
A clear path from first enquiry to final disbursal.
Share your basic details.
Gold is securely assessed.
Existing pledge is coordinated.
Complete partner checks.
Approved funds are released.
Gold Loan Closer FAQs
Common questions about valuation, closure, transfer, and documents.